Susan Laubach is an expert in personal finance and investing and can speak eloquently on that topic while entertaining your listeners. More specifically, we have outlined discussion/debate topics in the media kit. You can find the media kit will complete book and author details here. A sampling of these topics include:
- Being a Loaner vs. an Owner. There are many other forms of bonds with lesser-quality ratings than AAA: AA, A, BBB+, BBB, BB, etc. Only BBB+ and higher are considered “investment-worthy.” The remaining ratings are given to so-called riskier “junk” bonds, the interest and principal payments of which may not be paid due to potential financial problems for the issuer.
- Always Understand How a Company Makes its Money. Sometimes a company’s best-known product isn’t the one that’s profitable for that company. E.g. Some years ago, a restaurant chain was teeming with customers at all times but stock analysts reported that the company was losing money, not making it, as a visitor to its stores might have assumed.
- Beware Irrational Exuberance and Never Confuse Brains with a Bull Market. Never pay too much for shares of a company’s stock. A useful “formula” is the so-called “PEG ratio” which simply states that the company’s price divided by its estimated earnings per share (stated as “P/E “- the “/“ being a signal to “divide”) compared to its estimated growth rate in earnings per share should be equal to or less.
